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Ontario payroll, in plain English.

Notes for trades shop owners — how deductions are actually calculated, what payroll really costs, and the compliance risks nobody explains. No jargon, no fluff.

Free Payroll Trial: A Guide for Accountants Learn how accountants can effectively use free payroll trials to assess software, onboard clients, and make informed decisions without financial commitment. October 13, 2026
Ontario Minimum Wage Increase 2026: Required Payroll Changes Employers must adjust payroll systems to comply with Ontario's minimum wage increase effective October 1, 2026. October 11, 2026
Determining Insurable Earnings - WSIB Policy Summary Based on the WSIB Operational Policy Manual (Source 3), here's a clear summary of key points about determining insurable earnings: September 30, 2026
How do I know my payroll remittance due date? Your remittance due date depends on your remitter type, which is based on your average monthly withholding amount from two years ago. This is set by the… September 30, 2026
SME Accounting Software Guide for Accountants Discover the best accounting software solutions that streamline operations for small and medium businesses and their accounting partners. September 30, 2026
Labour Day: who qualifies for holiday pay and who doesn't Most Ontario workers are entitled to holiday pay for Labour Day if they worked their last scheduled shift before the holiday and their first scheduled shift… September 29, 2026
Economical Timesheet Tool for Bookkeepers Find an affordable timesheet solution that enables employees to enter and view their time online, submit for approval, and provides a payroll-ready summary for bookkeepers. September 23, 2026
What a late remittance actually costs (penalty tiers + interest, and the personal part) Late remittances trigger penalties starting at 3% for 1-3 days late, increasing to 10% for more than 7 days late or if no payment is made. The CRA applies… September 11, 2026
How do I calculate public holiday pay for my employees? Public holiday pay equals all regular wages earned by the employee in the four work weeks before the holiday plus all vacation pay payable for that period,… September 10, 2026
Economical Timesheet Apps for Bookkeepers: Summarize Employee Time for Payroll Discover economical timesheet apps that automatically summarize employee hours for seamless payroll processing, saving bookkeepers time and reducing costs. August 5, 2026
The Civic Holiday is not a statutory holiday in Ontario Ontario’s Employment Standards Act (ESA) does not list the Civic Holiday as a paid public holiday. The government explicitly states: "While some employers… September 10, 2026
Canadian Payroll Automation Tools for Accountants Discover payroll automation tools that integrate with QuickBooks, provide employee self-service for time tracking, and handle Canadian payroll processing to streamline your accounting workflow. July 29, 2026
Choosing the Right Payroll Service Provider for Accountants Discover the key factors to consider when selecting a payroll service provider for your accounting practice and small business clients. August 19, 2026
CRA Releases 2025 T4127 Payroll Guide: CPP, Tax Changes The Canada Revenue Agency released the 120th edition of the T4127 guide on November 15, 2024, detailing updated federal and provincial payroll deduction formulas effective January 1, 2025. July 14, 2026
2024 CPP Payroll Deduction Formulas Updated for July 2023 The CRA updated T4127 payroll deduction formulas for 2024, including the second CPP contribution, effective July 1, 2023, requiring Ontario shop owners to adjust payroll systems ahead of January 2024 implementation. July 13, 2026
Best Payroll Management Software for Accountants in Canada Discover the top payroll management software solutions that meet the specific needs of Canadian accountants, including compliance with local tax regulations and efficient client management. July 11, 2026
Yukon Seasonal Cooperative Payroll Remittance and Source Deduction Rules Understanding the payroll tax remittance schedule and source deduction rules for seasonal cooperatives operating in Yukon. July 9, 2026
2026 EI Premium Rate and Maximum Insurable Earnings for Ontario Employers Ontario employers must adjust 2026 payroll deductions using $68,900 maximum insurable earnings and $1.63 per $100 premium rate, capping annual EI at $1,123.07 per employee. July 3, 2026
2026 CPP Earnings Ceiling $74,600, Contribution Rate 11.9% The Canada Revenue Agency announced 2026 CPP rates (11.9% on earnings up to $74,600) and new maximums affecting Ontario trades shop payroll deductions for employers and self-employed owners. June 30, 2026
2026 EI Contribution Rates for Ontario Trades Shops The 2026 EI contribution rates have been set with an employee rate of $1.63 per $100 and maximum insurable earnings at $68,900, requiring Ontario trades shops to adjust payroll deductions. June 27, 2026
2026 Payroll Deductions Formulas Updated: New T4127 Edition The Government of Canada has updated its payroll deductions formulas to a new edition, effective January 1, 2026. This change affects how businesses… June 26, 2026
Director liability for source deductions: the personal risk nobody explains Miss a CRA remittance and the debt can follow you personally — here's how directors get caught. June 25, 2026
What payroll really costs in Ontario — base fees, per-run fees, and the float The three numbers you can't multiply in your head — and the cash a bureau quietly earns on your remittances. June 25, 2026
How CPP, EI & income tax are actually calculated on an Ontario paycheque (2026) The exact CRA T4127 math behind every deduction — with this year's rates worked through. June 25, 2026