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Ontario payroll, in plain English.
Notes for trades shop owners — how deductions are actually calculated, what payroll really costs, and the compliance risks nobody explains. No jargon, no fluff.
2026 Payroll Deductions Formulas Updated: New T4127 Edition
The Government of Canada has updated its payroll deductions formulas to the 122nd Edition, effective January 1, 2026. This change affects how businesses…
June 26, 2026
Director liability for source deductions: the personal risk nobody explains
Miss a CRA remittance and the debt can follow you personally — here's how directors get caught.
June 25, 2026
What payroll really costs in Ontario — base fees, per-run fees, and the float
The three numbers you can't multiply in your head — and the cash a bureau quietly earns on your remittances.
June 25, 2026
How CPP, EI & income tax are actually calculated on an Ontario paycheque (2026)
The exact CRA T4127 math behind every deduction — with this year's rates worked through.
June 25, 2026